Looking for Health Insurance?


As a parent, if you’re looking for child only health insurance in Tennessee, you’re probably wondering why it’s so difficult to find. In fact, it’s nearly impossible. The truth is, many providers have decided to stop selling child only coverage, offering family policies instead. But if you’re already receiving coverage through work, you don’t want to include yourself on another plan. That’s the bad news. The good news? There are options for child only health policies and we can help you find exactly what you need in a respectable child only plan with benefits you can trust at a price you can afford.

Unintended Consequences of Health Care Reform

Folks were excited about provisions in the new health care bill that made it illegal for insurance companies to refuse children health insurance on account of having a pre-existing condition. The law states that no child in the state of Tennessee under the age of 19 can be denied coverage. However, as the insurance companies started crunching the numbers, they realized there is no protection built into the law to stop people from only purchasing health insurance for a child when faced with expensive medical bills. That would bankrupt the providers, and that simply would not work. As a result, many stopped offering child only plans.

Locating Child Only Health Insurance in Tennessee

Without the right guidance, it’s definitely tough to find coverage for a child that doesn’t require a guardian to be on the plan. And in many cases, if you find coverage, there’s no guarantee it’s dependable or even affordable. At Secure Health Options, we make it our business to help parents just like you get the quality coverage they need to protect their kids with health insurance they can afford. We know who is willing to sell a child only policy, and more importantly, who can be trusted to come through with benefits when needed.

Flexible Coverage, Affordable Rates

At Secure Health Options, we know every family is unique, and that’s why we’re prepared to help you locate the most customized options to fit your lifestyle and your budget. With immunizations, well checks and accidents, doctor’s visits for kids are frequent and while you need a plan with the right benefits, you need to be able to pay for it. With flexible coverage, deductibles and premiums, we can help you make an informed decision and secure the right child only health insurance you need to feel confident and secure.