Looking for Health Insurance?

If you are a parent, you probably want to ensure that your child has the best healthcare available. In some cases, this might mean purchasing health insurance for your child without purchasing it for yourself.

Unfortunately, this isn’t as easy as it might always seem. For example, you may not be able to secure coverage for your child through your employer without securing coverage for yourself. However, there are options out there, and we can help you find them.

Our website has helped many parents just like you to find PPO and HMO options for babies and children. If you select “New York” from the drop-down menu on our site, you will instantly have access to online quotes so that you can compare your choices and secure coverage for your child. This can save a lot of guesswork and legwork and can help you make the right decision.

Companies That Offer Affordable Health Insurance for Kids Only in New York

First of all, you should know that there are more coverage providers than you probably think. These are some of the top providers that we have worked with in the past:

  • BlueCross BlueShield of Western New York
  • Excellus
  • Empire Blue Cross Blue Shield
  • United Healthcare
  • Humana

 

Why You Might Want Health Insurance for Children Only

There are many reasons why you might benefit from purchasing child only health insurance for your child. These are some of the more common reasons.

Issues With Government Programs

A lot of parents who end up looking for this coverage do so because they are having issues with government-provided insurance. These are some of the situations that we have seen in the past and that might apply to you and your child:

  • Your income has gone up, so your child is no longer eligible for government-sponsored insurance coverage.
  • You are frustrated with the long approval period for government-sponsored health insurance and could be nervous about leaving your child uninsured for so long.
  • You’re tired of dealing with gaps in coverage, denied claims and frustrating review periods.
  • The government health insurance that is available for your child only offers a limited network or limited coverage.

 

Other Reasons

Not all parents who are looking for high deductible or low deductible health insurance for kids are dealing with government-related issues. These are some of the other reasons why you might need to look for one of these policies:

  • You’re losing group coverage at your place of employment.
  • It’s too costly to add your dependents to your employer’s insurance plan.
  • You don’t have the extra money to pay for coverage for yourself but want to ensure that your child is covered.
  • You feel that your child needs more coverage than what is available through your group policy, such as if your child has special healthcare needs or is playing sports in school.
  • Your child’s school requires a certain level of coverage.
  • You are divorced, and you possibly live in a different state from your child.
  • You have been ordered by the courts to purchase health insurance coverage for your child, such as during a divorce hearing or child custody hearing.

 

How We Can Help

Do you or your child live in one of these cities, or elsewhere in New York? If so, we can help you find the best and most affordable coverage for your child without purchasing a policy for yourself:

  • New York City
  • Buffalo City
  • Rochester City
  • Yonkers City
  • Syracuse City

If you need coverage for your child, you shouldn’t wait any longer than you have to. Instead, use our drop-down menu so that you can find out the options that are available to you as a New Yorker, and you can work toward securing coverage in no time.