Looking for Health Insurance?

A whopping 41,000 children in the state of Iowa are uninsured, and you don’t want your little one to be a part of this statistic. Whether you live in Des Moines, Davenport, Sioux City, Waterloo, Cedar Rapids or anywhere else in the state, Iowa child only insurance might be the right choice. You might have various reasons for wanting to seek child only health insurance, and we can help here at Secure Health Options. By learning a little more about health insurance for babies and kids in Iowa and looking for online quotes right here, you can get the coverage that your child needs.

Why Look into Child Only Health Insurance in Iowa?

One of the main reasons why people look for health insurance for their children only in Iowa is because they have issues with Medicaid or the government Children’s Health Insurance Program. Here are a few common problems that you might be facing:

  • Your child may not be eligible due to income restrictions.
  • Before your child can get coverage, you have to provide income information yourself. There is no administrative income verification in Iowa.
  • Presumptive eligibility has not yet been implemented in Iowa; this means that your child is unable to see a doctor before his or her application has been fully processed and approved, which can take a long time.
  • There is a one-month waiting period.
  • There might not be enough doctors and specialists in your area that work with government insurance like Medicaid, or your child might have special needs that aren’t covered with this type of coverage.

There are other reasons why you might be looking for Iowa child only health insurance coverage as well, such as:

  • Divorce
  • Living in a different state than your child
  • Being unable to afford health coverage for your entire family but still desiring coverage for your child
  • School requirements or court orders
  • Costly health insurance through your employer or lack of this insurance
  • Being a temporary or permanent legal guardian
  • Preferring better coverage

How to Find Child Only Health Insurance in Iowa

Finding an HMO or PPO might seem stressful, but we make it easy. As a licensed agent for Assurant Health Insurance, we can help you find affordable child health insurance in Iowa. Here at Secure Health Options, we work with Assurant and provide coverage to individuals who live in all 50 states.

Assurant is one of the best affordable options out there, and it offers a strong network as a part of the Aetna Signature Administrators PPO Network. This means that your child will be a part of a network that includes 7,600 hospitals and more than one million doctors across the United States. Coverage also includes everything from urgent care and hospitalization to outpatient care and more. To find both high deductible and low deductible child only health insurance quotes in Iowa, enter your ZIP code at the top of the page today.