Looking for Health Insurance?

Typically, people purchase family health insurance plans, but some families have the need for child only health insurance in Georgia. There are a variety of different ways to get health insurance for children only in this state. Thanks to the Affordable Care Act, Marketplace plans cannot turn down kids because of pre-existing condition either.

At Secure Health Options, we work very hard to help families find health insurance for babies, children, adults, and even seniors. You can start comparing plans and prices by using our free online Georgia child only health insurance quotes. Contact us at any time with your questions or concerns.

Affordable Health Insurance for Kids in Georgia

Whenever you look for a new child only health insurance plan, it is important to balance the cost and the benefits. You might be able to choose between public and private options, and you need to make the choice that gives you secure and convenient access to the right doctors at a price you can afford.

Consider some Kaiser Family Foundation facts about Georgia child only health insurance:

  • Georgia offers CHIP to many children from families with an income up to 252 percent of the poverty level.
  • About a quarter of a million Georgia children had CHIP coverage in 2011.
  • The Affordable Care Act provides tax credits to help many families pay for private health insurance if their income is between 100 and 400 percent of the poverty level.

There is some overlap between the income of families who might qualify for CHIP or tax credits. It takes some time to apply for CHIP, income requirements are strict, and children cannot get covered services until applications are approved. Because the ACA does not permit insurers to decline children because of health issues, the application process can be pretty fast and easy.

Assurant Child Only Health Insurance Plans for Georgia Children

You might consider the options provided by Assurant because they offer a variety of PPO plans in this state. While an HMO is very restrictive about selecting a preferred provider and only using network medical providers, PPO plans are much more flexible.

Assurant has policies in Bronze, Silver, Gold, and Platinum levels, and you can also choose a high deductible or low deductible plan to control your premiums and out-of-pocket costs. You can find choices that offer a deductible from $0 to a few thousand dollars, and many of these plans also have copays for office visits.

Which is the Best Georgia Child Only Health Insurance Plan

Prudent families compare benefits, costs, and plan networks. Medical networks of doctors, hospitals, therapists, and pharmacies vary by location, so families in Atlanta, Columbus, Savannah, Sandy Springs, Athens might make different choices than families who live in small towns and rural areas.

At Secure Health Options, we hope to help each family make the best choice. Start by shopping for local child only health insurance plans with our free online health insurance quotes. Then contact us to ask questions or get help enrolling your child in a good medical plan.